How many homes, rental units or dwellings can you write a personal umbrella policy over? Nathan Andrade October 14, 2019 17:49 Our markets are capped at 12 individual units total, not buildings. E.G. a duplex owned by the insured counts as 2 units. Related articles Do you have a market for shipping container homes? Applications for Personal Lines How do I expedite my submission (Personal Lines)? Comments 0 comments Please sign in to leave a comment.